This is a legal agreement between you and JCAM Consulting, LLC., that outlines the terms and conditions that apply to your access of ChopFees.com services to save money on your monthly bills.
By using ChopFees.com, you acknowledge that you have read, understood and agree to be bound by the terms and conditions listed below and our Privacy Policy.
If you do not agree with our Terms and Conditions or our Privacy Policy, do not use or access our website(s) or services.
ChopFees.com reserves the right to update and change these Terms of Service or our Privacy Policy without notice.
Explanation of Services
ChopFees.com is a service for companies and organizations wishing to lower their monthly credit card processing rates and fees.
ChopFees.com will negotiate with your merchant services provider for reduced rates on your credit card processing services. We will only make changes to your credit card processing fees, rates and monthly service fees with your permission.
ChopFees.com will review your merchant statement and any other provided documents without any guarantee that accurate savings will be achieved during negotiations.
Use of Your Information
We take your privacy very seriously. Your personal information is confidential and will only be used within the scope of negotiating reduced fees and rates, and for internal purposes. You agree to provide us accurate and current information, including but not limited to: account holder name, account holder address, account holder phone number, account holder email address, and any other verification information required by service providers to identify your account.
ChopFees.com must receive copies of your current monthly merchant statements in order to negotiate discounts on your behalf. Statements must include information needed to negotiate on your behalf, such as account number, outline of services/features, etc. You may upload your statements to ChopFees.com through our website or email or text your statements to us.
By using ChopFees.com, You must be an authorized representative of the business and consent to have us to speak on your behalf to service providers when necessary for the sole purpose of negotiating savings on your behalf.
The person who signs up and submits a bill with ChopFees.com is the person responsible for any and all negotiation and service charges owed to ChopFees.com, regardless of the account holder on the billing statement.
Payment to ChopFees.com
ChopFees.com does not charge any upfront fees for usage of its website. If ChopFees.com is successful in reducing your merchant processing fees and rates after a negotiation with your service provider(s), ChopFees.com will charge your credit card on file for services rendered according to the agreed negotiation fee. You will receive a receipt of payment via email. Currently, ChopFees.com requires payment via credit card, and does not accept cash or checks.
If your payment is rejected for non-sufficient funds, card expiration, fraud, or any reason, you will be responsible for paying any applicable fees and reasonable collection costs.
ChopFees.com may accept late or partial payments at its discretion on a case-to-case basis.
Your Savings
Your savings should appear on your provider statements after ChopFees.com completes a successful negotiation.
If the savings do not appear as outlined, you must notify ChopFees.com within 1 month of receiving your ChopFees.com confirmation of a successful negotiation. We will contact the service provider(s) and attempt to correct any mistakes. If warranted, ChopFees.com will provide any refunds as needed.
How We Calculate Your Savings
We calculate your savings based on your current rate at the time of negotiation. When we negotiate, we confirm the current price you are paying for your service with your provider. The price of your bill may have changed since the statement you sent us before negotiating.
We base our savings calculations on the current volumes, fees, and rates you are paying at the time of negotiation.
Renegotiations: When we renegotiate, we also calculate your savings based on your new, current rates and volumes.
Information Submission
You must provide a valid email, telephone, and mailing address and any other information requested in order to complete the signup process. For Chopfees.com to successfully negotiate with your current provider, we may need to request personal information such as the owners Date of Birth, Employment Identification Numbers, Social Security Numbers, or additional Security information. We will only accept this information by either secure digital submission, facsimile, or verbally over the telephone.
You must be a human. Submissions registered by “bots” or other automated methods are not permitted.
Cancelation of ChopFees.com Services
You may discontinue services with ChopFees.com at any time by notifying us via email at service@ChopFees.com.com. However, you will be responsible for paying any outstanding balance and applicable fees for services previously rendered.
ChopFees.com reserves the right to discontinue our relationship at any time for any reason.
Limitation of Liability & Indemnification
ChopFees.com shall in no event be liable or responsible for any damages to you or to any third party, whether in contract, warranty, tort (including negligence), statute or any other legal theory, or otherwise, for any special, direct, indirect, consequential, incidental, exemplary, liquidated or punitive damages, arising in whole or in part from your access to our websites and/or services. ChopFees.com will have no liability to you or any third party for content uploaded to or downloaded from our website or services.
By using our websites and/or services, you shall indemnify, defend and hold harmless ChopFees.com and its officers, employees and agents from and against all claims, damages and expenses.
Prohibited Use
You may not use our services or websites other than as expressly allowed.
Any commercial or promotional distribution, publishing or exploitation of our service, content, or other materials is strictly prohibited unless you have received the express written permission from authorized personnel of ChopFees.com.
You are prohibited from accessing or attempting to access information and/or property of ChopFees.com that does not pertain to you, including but not limited to account information, computer equipment and networks, etc. You must comply with all applicable laws and regulations, including but not limited to hacking, phishing, fraud, spamming, etc.
You may not impersonate another user, misrepresent yourself, or provide false information to ChopFees.com.
You may not engage in any activity which encourages conduct that is unlawful, harmful, threatening, abusive, tortuous, harassing, defamatory, obscene, offensive, libelous, hateful or otherwise objectionable.
You may not infringe on the rights or privacy of any person or entity.
You may not transmit or communicate any content or file that is harmful or potentially damaging, including but not limited to spyware, viruses, worms, etc.
You may not attempt to decipher, decode or reverse-engineer any of the software or other electronic equipment that belongs to or is used by ChopFees.com.
You may not compromise or otherwise interfere, in whole or in part, with the actions of ChopFees.com or its officers, agents and employees.
Rights Granted
By using our websites and/or services, you are granting us the authority to act on your behalf with your service providers. You acknowledge and agree that ChopFees.com is authorized to speak with service providers on your behalf and make changes to your account, services, and/or features.
Applicable Laws
This agreement, its interpretation and its application shall be governed by the laws of the State of Florida, and the parties agree that venue shall be in the federal and state district courts of Tampa, Florida.
Dispute Resolution
Any dispute with ChopFees.com, or its officers, employees or agents, shall be resolved through binding arbitration. You agree to waive your right to a trial by jury or to participate in a class action. You agree that you or ChopFees.com may bring claims against the other only on an individual basis, and not as part of a class. Class arbitrations and class actions are not permitted.
In the event of any legal proceeding between any of the parties to enforce or defend the terms in this agreement, the prevailing party or parties shall be paid all costs of such legal proceeding, including but not limited to reasonable and necessary attorney’s fees, court costs, travel, etc., by the other party or parties.
Third Party Links or Services
Our website or content may mention or contain links to third party services or websites. ChopFees.com is not responsible for and does not endorse any third parties or their products/services. You are responsible and liable for any claims, offers, promotions, etc., before purchasing from or dealing with a third party, even if they are partnered or otherwise affiliated with ChopFees.com. Any transactions or dealings made by you with any third parties are exclusive between you and the third party, and ChopFees.com is not responsible.
Disclaimer of Representations & Warranties
The content and all services and products associated with ChopFees.com are provided to you “as-is”. We make no representations or warranties of any kind, express or implied.
ChopFees.com does not guarantee the amount of, or if any savings will be achieved during a negotiation.
ChopFees.com does not guarantee performance of Merchant Services Providers, nor warranties the services of the chosen provider.
You expressly agree that your use of ChopFees.com services or websites is at your sole risk.
Miscellaneous
If we do not exercise or enforce one or more provisions of this agreement, we still maintain the right to do so at a later date.
If any provision is found by a court of competent jurisdiction to be invalid, the remainder of this agreement shall remain in effect.
If you have any questions about this agreement, please contact us at service@ChopFees.com.
This document was last updated on 6/29/2018
